Home Life style

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If you’re hunkering down at home sitting at the computer, perhaps you might want to spend some down time researching what may be your next car, truck, or sport-utility vehicle. That can be especially helpful if you’re one of the nearly 4.1 million U.S. consumers with vehicle leases that are set to expire in the coming months. If your need is especially urgent, auto dealers are embracing online transactions like never before, and can even arrange “touchless” home delivery for added peace of mind.

As we so often preach, to get what will amount to the best deal over time, be sure to consider the various costs of long-term ownership, including depreciation, fuel economy, and insurance premiums. It’s true that the latter are largely based on a motorist’s personal factors including age, gender, marital status, address, and driving record that cannot be easily changed. But they also depend on which vehicle you drive, and that’s a variable over which you have 100 percent control.

In general, more-affordable models that are most typically piloted passively and are relatively inexpensive to repair (and become a total loss at a lower cost threshold) should they get into a wreck are the cheapest to cover. The most expensive to insure are high-end cars that cost a fortune to fix, especially high-performance models with massive amounts of muscle that beg to be driven aggressively.

The website Insure.com just released its annual lists of the most frugal and furious vehicles for 2020 when it comes to auto insurance costs, and we’re featuring both of them below. As before, SUVs and crossovers dominate the list of 20 (actually 22) models having the lowest average premiums. While in past years the top pick in this regard may have been a child-toting minivan, the 2020 pick is the lively Mazda CX-3 subcompact crossover SUV. In addition to the CX-3 being affordable and practical, it is hands-down one of the most fun-to-drive models in its class. It’s estimated to cost an average $1,324 annually to insure, which is $580 less than the national average of $1,904. 

“The Mazda CX-3 has steadily climbed through our rankings since 2017,” says Penny Gusner, senior consumer analyst for Insure.com. “The car was ranked 12th least expensive to insure in 2017, rose to 6th place in 2018 and was in 4th place last year.”

At the other end of the spectrum sits the frighteningly quick and costly Mercedes-Benz AMG GT R sports coupe, with an average annual premium of $4,082. That’s a spread of $2,758 per year over the lowest rate on the chart, or a total of $13,790 over a five-year ownership period. Of course, it’s not likely anyone would cross-shop a small crossover with a rip-roaring low slung sports car, and if you can afford to drive a 469-horsepower model that starts at $163,000, the difference may be tip money, but it proves a point.

As always the 20 models on the costliest-to-cover list include some of the most coveted cars in production that can be budget busters to repair, given their high-end finishes and tons of advanced technology. They also have to reach a much higher cost threshold than the average people mover to be totaled in a wreck. Mercedes placed two models among the 10 costliest cars to cover this year, which is a vast improvement from 2019 when the automaker accounted for half of the top 10. 

Take note, however, that the premiums presented here are national averages. Insure.com commissioned Quadrant Research to determine them using data from the nation’s six largest carriers. They assume a 40-year-old male driver having a 12-mile daily commute with a clean driving record and full coverage with typical policy limits and deductibles. Since auto insurance premiums are also based on the aforementioned personal criteria, and the costs for coverage vary from one carrier to another, always shop around to find the best rates given your particulars, and do so annually to ensure you’re still the best deal. We’ll review the process in a future post.

The Least-Expensive Vehicles To Insure for 2020

  1. Mazda CX-3 Sport: $1,324
  2. Honda CR-V LX: $1,333
  3. Jeep Wrangler Sport S: $1,334
  4. Subaru Outback: 2.5i $1,335
  5. Fiat 500X Pop: $1,336
  6. Honda Odyssey LX: $1,353
  7. Subaru Forester 2.5i: $1,373
  8. Mazda CX-5: $1,374
  9. Jeep Renegade Sport: $1,374
  10. Honda HR-V LX: $1,377
  11. Honda Fit LX Sensing: $1,379
  12. Jeep Compass Sport: $1,392
  13. Subaru Crosstrek: $1,392
  14. Ford Escape S: $1,397
  15. Chrysler Pacifica Touring: $1,403
  16. Buick Encore Preferred: $1,403
  17. Hyundai Tucson SE: $1,403
  18. GMC Canyon: $1,411
  19. GMC Savana Van G2500 LS $1,413
  20. (tie) Chevrolet Express Van G2500 LS $1,416
  21. (tie) Honda Pilot LX $1,416
  22. (tie) Dodge Grand Caravan SE $1,416

The Most-Expensive Vehicles To Insure for 2020

  1. Mercedes AMG GT R: $4,082
  2. Audi R8 5.2L V10 Quattro Performance: $4,033
  3. Nissan GT-R: $3,994
  4. BMW M8 Competition XDrive Convertible: $3,953
  5. Mercedes AMG S65: $3,911
  6. BMW M760i xDrive: $3,814
  7. Porsche Panamera GTS Turbo: $3,800
  8. Tesla Model X Performance: $3,798
  9. Dodge Challenger SRT Hellcat Redeye: $3,768
  10. Mercedes S560 Convertible: $3,766
  11. BMW I8: $3,761
  12. Porsche 911 Carrera GT3 RS: $3,732
  13. BMW 840i Convertible: $3,679
  14. Audi S8 L Quattro: $3,672
  15. Mercedes S63 AMG 4Matic: $3,672
  16. Tesla Model S Performance: $3,574
  17. Mercedes Maybach: S650: $3,565
  18. BMW 750i XDrive: $3,470
  19. Jaguar F-Type SVR: $3,443
  20. Jaguar XF Sportbrake Prestige: $3,425

You can read the full report and research average rates for specific makes, models, and trim levels by state here.

Stay healthy.

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As Zoom’s user base has grown in recent weeks, reports of “Zoombombing,” or “Zoom raiding,” have spread across the internet.

Public school classes, Alcoholics Anonymous meetings, yoga sessions and other virtual gatherings have been derailed by participants. Some of the these Zoombombers have been students, frustrated by online schooling and eager to escape the virtual classroom by any means. Others have weaponized the platform’s security flaws to harass specific populations using racial slurs, sexist remarks and pornography.

It’s nearly impossible to prevent these attacks, especially when an event is public by design (such as an A.A. meeting, or an open lecture). But there are a few steps you can take to make your meeting more secure.

The easiest way to avoid getting Zoombombed is to keep your event private and your invite list small. If you are creating an event for a large, public audience, do not share your meeting link directly on social media. Instead, publicize an R.S.V.P. email address where people can state their interest in attending the event. That way, you can vet the list of prospective attendees and share the event link with only those whom you choose.

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  • No te puedes perder la entrevista que le hemos hecho a Aleesha Rose, la artista urbana que promete petarlo en el panorama musical.
  • Además, acaba de lanzar su nuevo single. Se llama ‘Like Nicki’ y te va a flipar.

    Hay muchos caminos por los que has podido llegar a conocer a Aleesha Rose. Su cuenta de Instagram (@ale.e.sha) ya ha pasado los 70k y hace unas semanas lanzó una colaboración con Recycled J, ‘Angelito’, que lo está petando en las lista de éxitos ‘streaming’. ¿Todavía no has escuchado el tema? Tiene delito. Aunque aquí estamos para rebajarte la pena porque le hemos hecho una entrevista, aprovechando que acaba de lanzar su nuevo single ‘Like Nicki’, para que conozcas un poco más de la nueva promesa del panorama musical urbano. Después de esto, no saldrá de tu ‘playlist’.

    Empezamos por el principio. Cuéntanos un poco sobre ti, quién eres, cuándo empezaste en el mundillo… para aquellos que aún no tengan el placer de conocerte.

    Soy una chica de 20 años crecida en Ibiza que, desde el primer momento que tuvo conciencia, la música formó gran parte de su vida. Siempre he sabido que me quería dedicar a esto. Desde muy pequeña he cantado y he escrito, y ya cuando me abrí las primeras cuentas en redes sociales comencé a subir ‘covers’ en Facebook, a la par que vídeos divertidos haciendo ‘acting’, bailes, etc. Después, cuando conseguí poder grabar con un micrófono, fui publicando mis propias canciones en YouTube. Al cumplir los 18 años me mudé a Barcelona, y ahí es cuando considero que empezó todo. Desde entonces, poco a poco he ido creándome mi propio hueco…

    Aleesha Rose

    Acabamos de escuchar tu nuevo single: ‘Like Nicki’. ¿Qué nos quieres contar en el mismo?

    Empecé a escribir esta canción hace un año, cuando fui a Atlanta a grabar mi primera ‘mixtape’. En ese momento, tenía solamente el estribillo y poco más. Recuerdo habérselo enviado a algunos amigos, pero no me dio tiempo a acabarla, y ahí se quedó. A principios de 2020, me di cuenta de que no me sacaba esa estrofa de la cabeza, así que decidí terminarla aunque fuera un año después. Personalmente, me flipa este tema. Me encanta la música que me motiva a moverme, vacilar, hacer twerk… Esta es perfecta para ello.

    El videoclip fue grabado en una sola toma, tras terminar tu concierto en el Festival Cara B de Barcelona.

    La idea inicial era empezar a rodar desde que bajásemos del escenario, pero los altavoces del concierto sonaban más que el que llevábamos nosotros para escuchar la música, obviamente. Así que nada, no salió. JAJA. Tuvimos que hacerlo alejándonos un poco del escenario.

    Que pase lo que pase. Si trabajas duro, quien ríe última ríe mejor.

    Escucha ‘Like Nicki’, lo nuevo de Aleesha Rose

    ¿Dónde encuentras la inspiración cuando creas tus temas?

    Me encanta escribir. Realmente, cualquier emoción me motiva a cantar sobre ello. En el caso de ‘Like Nicki’, me inspiré en la comparación de una situación que viví hace muchísimos años con mi presente. El mensaje es: que pase lo que pase y que te hagan lo que te te tengan que hacer. Si trabajas duro, quien ríe ultima ríe mejor. JAJAJA.

    ’56’, otro de tus singles, lo ha pegado muy fuerte, y no hay duda de que el rollo tan alternativo que tiene tendrá algo que ver. ¿Cómo definirías tu estilo musical? Si es que quieres hacerlo…

    Cuando escucho música nunca me paro a pensar en cuál es el género, ni cual será su estilo ni nada. Para mí la música la sientes. No hace falta que sea de una manera para que puedas aceptarla o no. Así que yo no me defino.

    No hace falta que la música sea de una manera para que puedas aceptarla o no.

    ¿De dónde te viene la faceta de artista?

    Mi madre me introdujo a la música. Vivíamos en el campo, encima de una montaña, y no nos llevábamos mucho con nuestros vecinos, así que nos pasábamos el día cantando y bailando en la cocina. Yo me imaginaba que siempre estaba dando un concierto. Con el paso de los años, simplemente he querido hacer que eso fuera cada vez mas real.

    Empezaste llamándote Baby Uzi, ¿por qué el cambio?

    En esa etapa, yo creo que no entendía muy bien el poder de las redes sociales. Realmente hice esos vídeos con ese nombre por diversión, pero me di cuenta que poco a poco iban captando la atención de la gente y pensé: ‘‘Uy, mejor cambiar esto antes de que ese sea mi nombre para siempre’’.

    Has colaborado con un montón de artistas diferentes. ¿Cómo fue trabajar con Reclyced J en ‘Angelito’?

    Superbonito, cómodo y divertido. Me encanta colaborar con otros artistas. Aunque para mí es muy importante que, antes de trabajar, haya ese ‘feeling’. Con Jorge [Recycled J] me llevo genial, por lo que solo podían salir cosas buenas de ahí.

    ¿Próximas colaboraciones que nos puedes contar?

    Prefiero guardarlas en secreto. Sí puedo decir que tendréis colaboraciones con gente que ya he trabajado.

    ¿Tienes más canciones guardadas en el armario con intención de salir pronto?

    Uy, ¡bastantes! JAJA. Este año venimos muy preparados.

    ¿Y para cuándo el siguiente ‘mixtape’? El primero, ‘19:19’, ha ido guay…

    Aún no tengo muy clara la fecha, pero sí que, si se saca otro proyecto, fuera ya mi primer álbum. Pero hay muchísima preparación detrás de un disco. Así que no será pronto. Aunque música para mientras tanto, no faltará.

    Hemos visto que estás a tope en TikTok.

    Llevo usando TikTok (@aleeshatherose) desde que se llamaba Musical.ly. Todas las apps en las que puedo actuar o interpretar me flipan. Triller, Dubsmash…

    Pregunta imprescindible estos días: ¿cómo estás llevando el aislamiento en casa?

    Buf. Jolín. Echo muchísimo de menos a mis amigos y ver puestas de sol. Aunque intento quejarme lo mínimo posible, ya que podría estar en una situación peor. Me molesta tener que aplazar videoclips y cosas relacionadas con la música, pero bueno… Tengo la suerte de poder pasarlo con mi hermana, tener casa, comida y estar sanas. Y para matar el tiempo: TikTok, dibujar y dormir.

    Para matar el tiempo durante la cuarentena: TikTok, dibujar y dormir.

    ¿Qué es lo siguiente para Aleesha Rose?

    Todo.

    Aleesha Rose

    Test rápido

    0 22

    No show depicts a single working mom raising teen daughters in the social media age with such genuine consideration—and profound shamelessness—as Better Things. Star, showrunner, and director Pamela Adlon understands the feeling of receiving an AARP letter for the first time, or what it means to feel like your child no longer needs you, and she’s committed to portraying those moments with candor.

    “I have the ability to put information out there that I could have used in the different stages of my life,” Adlon tells ELLE.com. “When I was a new mom and didn’t know what the fuck I was doing, any kind of handout for me meant the kindness of sharing information, especially between women.” As Sam Fox, Adlon isn’t creating a handbook for middle-aged moms. Rather, in her earnestly funny tone, she’s reflecting what’s long been her reality, and finally letting herself off the hook. By extension, she’s encouraging her viewers to do the same. It’s the kind of useful, engaging, stigma-shattering knowledge that’s made the series a must-watch since 2016.

    Better Things‘ fourth season finds Sam—along with daughters Max (Mikey Madison), Frankie (Hannah Alligood), and Duke (Olivia Edward)—facing new challenges in communicating about sex, dating, and womanhood. She’s also decided to take better care of herself: going to the doctor for pervasive hand pain, confronting how she feels about dating apps, and embracing the value of her friendships. And as the series continues to annihilate the boundaries between mother and daughters, Adlon draws our attention to a lingering yet virtually unmentioned person in their lives: Sam’s ex.

    Better Things is so rooted in the moment, but this season there’s a lot of movement: Sam’s turning 50 and her daughters are going in different directions. What was the biggest challenge in shifting the narrative forward while also retaining its natural flow?

    I want to keep the show feeling organic, like the way our lives are. I’m not sitting there like a puppet master, like, what do I do now? How do I manipulate? Because it’s such a personal show, every year it’s a massive shift for me. The characters have changed so much. It’s like a patchwork quilt made of flesh and vascular systems—a living, breathing thing that moves itself forward, and I’m the Dr. Frankenstein.

    What is it about Sam at 50 that you wanted to pursue in the storytelling this season?

    Twenty years ago, I don’t think any woman would walk around going, “I’m 50!” But now it’s not a shameful thing. I strip away the shame because as I’ve gotten older, and especially where I’m sitting right now, I have a confidence I never had before. I used to be very self-conscious. I used to be waiting for threats and things to happen, certainly as an actor waiting for jobs. [It’s about] taking ownership of your life and where you are. Sharing with other women and being okay on your own is a big deal. It doesn’t matter what age you are.

    Sam’s disinterest in dating is so striking this season. I was raised by a single mom who dated a lot more when I was a child than she does now. Why is Sam so indifferent?

    That’s so interesting. Can I ask how old’s your mom?

    My mom is 57.

    Yeah, because we’re over it [Laughs]. I look back on my life and I’m like, I’ve been in and out of relationships since I was 18 years old. I’m not saying I’m not looking for love and I’m fine and don’t mean it. I’m really fine. I really love where I am in my life right now. When your kids are younger, you want to escape, whether with men or your friends. But now, my escape is my family and my work and my friends, and it is so fulfilling to me. I’m not trying to get into the ranks. You guys go date the 25-year-olds. I’m fine.

    “I have a confidence I never had before.”

    I imagine watching her daughters enter the dating world has sharpened Sam’s perspective.

    Because the generations are so different. I think kids right now have gone so much faster than your mom. They have all this information, and it’s fucking scary. In that scene when Sam looks at Frankie and says, “I know you think I’m an idiot, but I can guarantee I know more about boys and men than you do right now.” There are some things we can help our kids with. It’s a matter of how we’re there to handle the information: “Do you want to come to me? I’m here if you need me. I’m not going to approach you too quickly in case you bolt.” And there’s only so much you can do because they really need to find things out on their own.

    image

    I remember my mother maneuvering how to be as available as possible as I was growing up and experiencing new things. It’s really moving to watch Sam and see what it’s like for a mom to fear her relevance in her child’s life. Is writing Sam therapeutic for you?

    Of course. The way you’re looking at it makes me really happy, because I’ve had that feeling of obsolescence, in terms of other women around that are more viable, since season 1. You can never stop telling that story. I’m seeing my life in a very reflective way. I’m always sitting in the chair like in Annie Hall, just looking over. As you get older, you feel things slipping away. You feel invincible when you’re young and [then] things become, well that’s over for me there. Oh, my ass just dropped. Oh, I’m not eligible for this. Oh, I’m getting AARP shit in the mail. Fuck you. That’s not me. Oh, that’s me in five minutes. It’s a really scary, crazy realization: You’re 50. That’s the oldest age you’ve ever heard of.

    It hits you while you’re in it.

    And your head snaps around and you’re like, oh shit, how many more times am I going to organize my papers and photographs? What legacy am I leaving? Because you’re arrogant enough to think that, well, maybe I’ll move again and then it doesn’t matter. I’ll get a new car. No, everything matters now.

    Everything seems urgent?

    Well, everything is important, and I like that. It’s like I’ve always said to my daughters, I don’t want a present. I want you to sit down and think about me if it’s my birthday and write down some thoughts. Take some time and say, it’s going to be mom’s birthday in three weeks. Start to write stuff down and not just do it on the day.

    I think a lot about how the series highlights the way relationships between mothers and daughters have changed. There is a more equal dialogue now, but do you think it’s ever necessary to draw a line—like Max calling Sam a cunt?

    What I’m saying is there are no boundaries. Because the world is really scary, your family should be your safe room. There should be no limit to what you say or do with each other.

    That’s so different from the way I grew up.

    Because you can’t regulate the influx of information now. So, if we tell the kids, No, that’s off limits, they’ll go somewhere else. They have it in their phones. When my kids were growing up, I was terrified for them to look at that shit on the internet. I knew I couldn’t stop them, so I said, “just know that it’s all out there, and you could possibly read or look at something that will stay with you for the rest of your life. You’ll regret it and you won’t be able to erase it. Be respectful of yourself and your mental health.”

    Is Sam more comfortable with her identity outside of motherhood this season?

    I definitely think that. But at the same time, she gets called out on her stuff, because she assumes everybody needs out of their relationships because she feels fulfilled. But is she right? That’s the question I always wonder with her.

    There is one boundary on the show that has yet to be really addressed—Sam’s ex and the girls’ dad. Even when the girls ask about him, Sam skirts around the question. Do you plan to delve into that?

    You’re going to see.

    0 22

    Chris Cuomo has given viewers an up close and personal look at how the coronavirus has affected his lungs.

    Ever since testing positive for COVID-19 on March 29, the CNN anchor has been updating fans about his progress on his nightly news program, Cuomo Prime TimeOn Monday’s episode, he shared how the disease has been impacting his body, telling listeners that he was worried he could be developing pneumonia. 

    Related: Don Lemon Cries Talking About Chris’ Coronavirus Diagnosis

    The 49-year-old said:

    “I have to tell you it is scary to have your lungs go up there and see that stuff and be like, ‘What is that? What is that smoke in there?’ And they tell you that’s the virus… You have to fight to keep it out. I’m doing fine. I don’t have pneumonia. But if I want to stay that way, I got to have some things fall in my favor.”

    So scary!

    But fortunately, CNN’s Chief Medical Correspondent, Dr. Sanjay Gupta, said the X-rays didn’t show anything serious and that he did not appear to have pneumonia. 

    (c) CNN

    Gupta told Cuomo:

    “It looks pretty good. Maybe a little bit of fluid, but not something that I would definitively call pneumonia.”

    The TV personality went on to explain that while his fever started to let up over the weekend, he felt like the illness had targeted his chest — which he combated by moving around. 

    He explained:

    “I now know that I can’t just take it with this thing. That when the fever spikes, you just want to curl up in a ball and stay there for the next 6-7 hours, and you can’t. You’ve got to bundle up your clothes, you’ve got to start drowning yourself in fluids, you’ve got to take the Tylenol, and you’ve got to get after it… If you don’t want it to get into your lungs, you’ve got to force yourself to breathe. You’ve got to get up off your ass, you got to walk around. It hurts, you don’t want to do it, everything in your body is telling you not to do it. It’s lying to you, and I know that now, and the more I do, the more I push myself to do, the better I’m getting, so I’m gonna take faith in that for now.”

    The reporter said another doctor talked to him about the importance of deep breathing, telling viewers:

    “He said ‘I saw your X-rays, it’s in your lungs. And you got the right fear and you got the wrong approach. You can’t wait it out.’ He said, ‘You have to fight. And not in some silly metaphorical way… You’ve got to do the things that will beat this virus. You’ve got to breathe deep when it hurts.’ When you get a fever spike, and that hurts, he said, ‘You can’t take confidence that it’s going to go down… you’ve got to layer up, you’ve got to drink, you’ve gotta take Tylenol, and you’ve gotta fight back. You’ve gotta make that fever go down any way you can.’”

    If anyone’s up for the fight, it’s Andrew Cuomo’s little brother. Let’s hope his words reach other people battling the illness.

    Ch-ch-check out the clip (below) for more.

    [Image via CNN]

    0 19

    “Granny panties” are really just a funny term that refers to briefs or high-rise underwear. The stereotype that your grandmother only wears a certain style of underwear has officially been squashed but due to the booming acceptance of fashion having no age limit, women of all ages have been rocking the “granny panty” for years now, and to be honest, I personally find them very sexy.

    Since everyone has been spending much more time indoors these days, the sartorial Instagram content flooding our feeds has drastically changed. What was once a sea of fashion girls posting the latest trends and innovative outfits have now transformed into an oasis for loungewear styling tips. One of the at-home outfits I have taken a particular interest in is a simple one, requiring only two items: a tank top and granny panties.

    0 31

    Topline: As the economic damage caused by the coronavirus continues to worsen, new research from UBS reveals how consumer saving habits have changed based on income: while many low-income households are planning on saving less of their income over the next three months than they previously did, nearly one third of high-earning households are planning to save more.

    • Among households that earn more than $200,000 per year, 28% are planning to save a larger portion of their income in the future. 
    • 20% of households earning less than $60,000, on the other hand, anticipate that they will save less. 
    • 9% of households earning between $100,000 and $200,000 say they’ll increase their savings, and households earning between $60,000 and $100,000 generally say they’ll save the same amount. 
    • In general, high-earning households already tend to save more than low-earning households do, both as a percentage of each paycheck and in absolute terms, UBS says.

    Big number: More than 24 million Americans work in the five sectors (identified by Moody’s chief economist Mark Zandi) that are at the highest risk for a major slowdown in the United States: mining/oil and gas, transportation, employment services, travel arrangements, and leisure and hospitality.

    Crucial quote: “One month could wipe out 10 years of progress,” in reducing income inequality, Mark Muro, a senior fellow at the Brookings Institution, told The Atlantic. “A huge service-sector recession is coming, and we’re talking about more than 10 million jobs at risk that are often low-wage, low-benefit, or tip-based.”

    Key background: The historic CARES Act—the $2 trillion federal stimulus package signed by President Trump two weeks ago—includes sweeping provisions to expand unemployment benefits. It allocates $349 billion in loans for struggling small businesses and provides direct payments of $1,200 to most Americans. The federal government is likely to pass at least one more fiscal relief package, according to economists at Goldman Sachs, which is likely to expand unemployment benefits even further and may even include another round of direct payments to individuals.

    Full coverage and live updates on the Coronavirus

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