Apple FCU Provides Consumer Tips on Banking During a Coronavirus


FAIRFAX, Va.–(BUSINESS WIRE)–With amicable enmity and business close downs apropos a new normal during a Coronavirus pandemic, Apple Federal Credit Union (FCU), that has 21 branches around Northern Virginia, is charity solutions on how consumers can safely control banking business though fear of constrictive a disease.

“Our idea is to keep a members and a staff protected during a widespread of a Coronavirus, as we continue to control business on interest of a members,” says Jeffery Long, CPA, Chief Lending Officer during Apple Federal Credit Union. “We wish to make consumers wakeful of a many options accessible to them that do not need going into a credit kinship or bank run and being around people.”

Consumers should cruise these options when conducting their bank business:

Digital Banking: Credit kinship and bank mobile apps and online banking are good options for many transactions, such as interrogation about balances, transferring income and profitable bills. With secure technology, consumers can even deposition checks regulating their mobile banking app around their dungeon phones. Digital banking can be conducted though withdrawal your home.

Drive Thru Services: With many credit kinship and bank lobbies sealed during this pandemic, consumers should cruise regulating expostulate thrus to control business. Consumers can deposition and income checks, make loan and credit label payments, and repel cash. In addition, some institutions, such as Apple, offer members in need of withdraw cards an instant-issued card.

Mobile Payment Apps: Consumers should cruise regulating mobile remuneration apps like Apple Pay, Square Cash, Venmo and PayPal, as good as withdraw cards and credit cards for purchases. And many vast retailers and smaller merchants are not usually usurpation these forms of payment; they are actively enlivening their use. This is approaching to continue, generally given there are reports about how earthy forms of income could be infested by a coronavirus.

Call Center: For consumers who wish or need to speak to a live person, they can do so around their credit kinship or bank call center. Specialists are station by and are means to assistance with any kind of banking business consumers might need. Consumers can find support from a call core identical to what they can find in a bend lobby.

Waiving ATM fees: Ask your credit kinship or bank if they are waiving ATM fees. At Apple, for instance, they are being waived by a finish of May. Members can use any of a 53,000 ATMs national price free.

Emergency Loan Relief: Consumers should check to see what puncture service their credit kinship or bank is offering. Look for special puncture service loans, skipping remuneration options and penalty-fee waivers for those who might be late on a loan payment.

Do Not Withdraw Large Amounts of Money: Consumers do not need to lift or store vast amounts of cash. Banks and credit unions are federally insured adult to $250,000 (IRAs are an additional $250,000) by a Federal Deposit Insurance Corporation and a National Credit Union Administration, respectively.

Clean Your Cards and Hands: After swiping a credit or withdraw label during a store, make certain to clean a label with a disinfectant wipe. Also rinse your hands after doing them.

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About Apple Federal Credit Union

Established in 1956, Apple FCU is ranked as a tip 100 credit kinship nationwide, portion scarcely 220,000 members with $3 billion in assets. As a not-for-profit, member-owned financial cooperative, Apple FCU serves a different village of internal preparation systems and anyone who lives or works in Fairfax, Frederick (VA) and Prince William counties. Members suffer rival rates, as good as satisfactory and honest products and services, within a devoted environment. The Credit Union is entirely committed to creation a certain impact within a region, not usually in financial services, though also in village involvement, financial education and free giving. Federally insured by NCUA. Equal Opportunity Lender.

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